BT Advisory

Commercial Financing & Investing · Toronto

We are more than money.

Uncompromising service and dedicated financing solutions — helping businesses and investors collaborate through commercial mortgage financing and investing services.

Explore our services Talk to an advisor
$1.4B+
Capital raised for real estate & commercial businesses
$32M+
Direct investment transactions with qualified investors
GTA
Focused commercial debt market expertise

About Us

Bringing borrowers and investors together

BT Advisory is focused on helping businesses and investors collaborate through mortgage financing and investing services.

Financing

For Borrowers & Brokers

Commercial Mortgages — Development & Acquisition

We provide financing solutions that cater to cash flow or development needs, whether it's equity take-out, rezoning and building permits, or achieving presales. Our goal is to support you every step of the way, helping you navigate complexities with expertise and efficiency.

Commercial Financing

BT Advisory has the experience to assess balance sheet or cash flow constraints and currency risks, and to advise on and secure the capital that supports an owner's growth or restructuring needs.

Successful transactions

Investing

For Investors

Seeking the market sectors and asset classes in demand for commercial investments, while not competing with bank-type financing — our more than money approach to GTA commercial debt investments.

We do our own research within an established credit analysis process, evaluating the market, the security and the borrower's needs, to ensure we are aligned with our investors' goal of return on and return of invested capital.

Investment opportunities are available to accredited investors and permitted investors only.

Are you an eligible investor?

Our Approach

We know the market and the dirt.

We conduct a fundamental, bottom-up analysis and underwrite each investment one at a time — to ensure our standards are met and aligned with our duty of care to our investors' interests.

  1. 01

    Market

    Sectors and asset classes in demand, and the risks that come with them.

  2. 02

    Borrower

    Experience, credit quality and what they genuinely need to succeed.

  3. 03

    Security

    Location, value creation and the strength of the underlying asset.

  4. 04

    Exit

    A clear path to repayment, administered to term for all parties.

Track Record

Selected transactions

Mortgage and corporate advisory financing arranged across development, construction, acquisition and restructuring mandates.

Growth & Acquisition $110M

Three-currency acquisition and working capital facility

Monetization $49M

Lease monetization facility

Construction $18.5M

Commercial plaza construction loan and equity take-out at a 3.15% cost of capital

Acquisition & Development $14M

Land and pre-construction development for a 650-unit high-rise on a 3.0 acre site

View all transactions

Our Team

Experience you can rely on

Portrait of Larry Biricz

Larry Biricz, CFA

President · Principal Broker · Ultimate Designated Person

  • $1.40bn+ capital raised
  • Chartered Financial Analyst
  • Real estate · Manufacturing · Finance

An accomplished finance executive who has raised over $1.40bn in real estate and commercial business requirements. Possessing a positive, yet realistic disposition, he looks to share experience gained managing difficult strategy and growth situations — with strong collaboration experience developed leading boards of directors, company management teams and finance teams through risk and capital-raising activities.

Experienced across financial, manufacturing and real estate industries, he balances and communicates with varied stakeholders, and is accomplished at understanding the operating environment and its issues, sharing knowledge, and quickly making meaningful and lasting improvements.

He holds the regulatory licences and maintains an operating environment with the highest degree of ethics, supported by a Bachelor of Arts (double major in Economics and Management) from the University of Guelph and the Chartered Financial Analyst (CFA) designation from the CFA Institute, Charlottesville, VA.

Licence
M 11 001482
Brokerage Licence
12739
larry.biricz@btil.ca 416.830.9167 LinkedIn

Contact Us

Let's talk about your next deal

Whether you're a borrower, a broker or an investor, we'd be glad to hear from you.

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We typically reply within one business day.

Terms & Disclosures

This website was created for informational purposes only. It should not be considered an offering of any kind or as a recommendation to invest. The information contained herein is taken from sources believed to be reliable, but it is not guaranteed by us as to its accuracy or completeness. The opinions it expresses are subject to change without notice and may not consider the particular investment objectives and financial situation of a given investor. Investment in private debt or equity in commercial real estate may be riskier than those of other asset classes.